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Sector Associates sponsors local girl

Sector Associates is committed to supporting local, worthy causes, so when he heard about local girl Abbie Bowes’ mission to raise money to support a charity close to her heart, Managing Director Jamie was keen to help. Eight- year old Abbie, from Thirsk, was diagnosed with facioscapulohumeral muscular dystrophy (FSHD) aged seven. FSHD is a […]

A return to Morocco

Our Development Manager, Steven is passionate about charity work, championing local causes for Sector to support, volunteering to serve Christmas dinner to vulnerable people and teaching English in schools in Morocco. In 2017, Steven spent six months teaching English in Rabat, the capital of Morocco, as he explains: “I had an amazing time and learned […]

Five things to do in Thirsk

  Here at Sector, we’re proud of the beautiful market town we’re based in. Home to an estimated 5,000 people and with a history that can be traced back 1,500 years, it’s hardly surprising that there’s plenty going on here! We’ve put together five great things to do right here…   World of James Herriot […]

Cybercrime: Myths and legends

As an independent insurance broker, here at Sector Associates we’re always looking out for our clients, and recent research from Hiscox highlighted a worrying trend; cybercrime is on the up, with the number of businesses reporting an attack rising from 40% in 2018 to 55% in 2019.   Of these, a worrying three quarters were […]

Coronavirus

We have received a number of updates regarding the Coronavirus and insurance cover provided in the market.   Business Interruption   This part of the policy provides cover for a reduction in Revenue or Gross Profit should a business reduce trading. Some policies will specify which diseases they will cover, in which case Coronavirus will […]

Coronavirus: Insurance Update

  Sector Associates have set up a dedicated team to handle COVID19 insurance queries, having been inundated during the last week.   As the number of cases continue to increase, businesses in the hospitality and leisure sector have been questioning if they have any cover.   Managing Director Jamie Jenkinson said “We appreciate it is […]

Covid 19: Compulsory Closures Insurance Position

  Following the advice given by Boris Johnson not to visit pubs, theatres, bars and restaurants to help stem the growth of COVID 19, there have been a lot of comments regarding the insurance cover available. The general feeling is that if the Government had forced closure, firms could claim off their Business Interruption insurance. […]

ABI Comment on Business Insurance & COVID-19

Following the Prime Minister and Chancellor’s comments on insurance during the Government press conference yesterday evening, this resulted in a number of queries from clients. As insurance brokers, we thought the comments were vague and as such have been seeking clarification from the Association of British Insurers.   The ABI have issued this further comment;  […]

Unoccupancy and other work away factors

  The decision to close hospitality venues last week has raised some new insurance issues and as a specialist hospitality broker, we are currently reviewing existing policies and providing guidance:   Changes to your business Examples would be delivery/takeaway. Public and Employers Liability needs to cover any material changes to your business activities. Check the […]

Sector Associates Join UKHospitality

Specialist insurance broker Sector Associates have joined UKHospitality, the trade body representing the UK’s hospitality sector, to provide independent insurance advice to their membership. Sector Associates join UKHospitality at a time when the industry faces unprecedented challenges with premises and venues closed across the UK, employees furloughed and social distancing measures in place. Last week, […]